Winter chill and storm weather warnings for Tasmanians

The Insurance Council of Australia (ICA) is urging Tasmanians to make sure they’re prepared for winter as the insurance bill from the heavy rain, wind and storms that lashed SE Tasmania comes to $45.2 million with 6746 claims lodged.

ICA General Manager Risk Karl Sullivan said: “Keeping warm during the coldest part of the year can lead to unfortunate injuries and insurance claims when things go wrong. Gas and open fires are the source of many problems.

“Insurers frequently receive claims for damage caused by firewood rolling out of open fireplaces, or items igniting that are too close to gas or electric heaters. Faulty electric blankets can also pose a danger to householders and property.”

Sullivan said: “Tasmania is prone to fierce storms and heavy rain at this time of year. There are SE Tasmanian households and businesses still recovering from the storms that hit last month.”

ICA reveals more than 60 property owners have registered for next week’s free insurance guidance forums in Hobart. The forums are for insured householders and business owners who have lodged claims for damage caused by last month’s extreme weather event and will focus on the claims management process for policyholders.

The first forum is in Kingston on Wednesday June 13. The second is on Thursday June 14 in Hobart. Both start at 7pm. Members of the ICA disaster recovery team and insurance company representatives will attend both forums. Registration by noon Wednesday June 13, 2018, is essential. To register and receive venue details click here or call 1800 734 621.

Sullivan added: “Many towns in Tasmania have a high flood risk, so if you are in a flood-exposed area, consider flood cover in your policy. Almost all, home and contents policies cover storm damage, and about 96 per cent of policies bought in Tasmania include flood cover. However, several insurers provide a choice and either don’t cover flood or allow customers to opt out of flood cover. This is explained at the time of purchase and is described prominently in product disclosure documents.”